What to expect with terms and conditions of title loans

  • When title pawns  become more than 10 days delinquent are in complete default and loss of pawn collateral may occur.
  • “Non-payment” of a title pawn transaction is considered delinquent and could result in loss of collateral.
  • LOCAL title loans do not do predatory loans.
  • The APR (Annual Percentage Rate) on loans may be as high as 300%.  A title lien fee may be charged to clients based on state requirements.
  • Extensions of loan transactions are only by agreement of company & customers with payments being made on time. The maximum term of a transaction is 36 months.
  • See contact tab for physical address and corporate information.
  • LOCAL title loans complies and adheres to the local pawn code.